What is the meaning of this rating?

 We have received a credit rating, which proves that we are a trustworthy enterprise, in countries like US people insist that businesses have Credit Ratings and verify them before doing business with them, this rating is jointly given by 3 entities below

Dun & Bradstreet: Dun & Bradstreet (NYSE:DNB), the world's leading source of global business information, knowledge and insight, has been enabling companies to Decide with Confidence® for over 170 years. D&B's global commercial database contains more than 200 million business records. D&B featured on FORTUNE Magazine's Most Admired Companies Industry List for four consecutive years (2006 -2009), ranking first in the Financial Data Services category. D&B ratings worldwide give trust to customers on companies to do business.

NSIC (National Small Industries Corporation): National Small Industries Corporation Ltd. (NSIC), is an ISO 9001-2008 certified Government of India Enterprise under Ministry of Micro, Small and Medium Enterprises (MSME).

SMERA (Small and Medium Enterprise Rating Agency of India): It is a SEBI registered Rating Agency and is a joint initiative by SIDBI (www.sidbi.com), Dun & Bradstreet Information Services India Private Limited (D&B) (www.dnb.co.in) and several leading banks in the country. SMERA is the country's first Rating agency that focuses primarily on the Indian MSME segment. 

SMERA's primary objective is to provide Ratings that are comprehensive, transparent and reliable.

Shareholders of SMERA include SIDBI, D&B, ICICI Bank, SBI, Union Bank of India, Standard Chartered Bank, Bank of Baroda, Bank of India, Canara Bank, Indian Bank, Oriental Bank of Commerce, Punjab National Bank.

What is the Rating we have received?

SE 3B

Meaning of the overall rating: Moderate Performance Capability & Moderate Financial Strength

The number “3” indicates performance strength:  Above Average (SMERA NSIC Scale) , on a scale of 1 - 8, DreamGains is rated 3, as our performance increases year by year this rating will also change once in a year

The alphabet “B” indicates financial strength:  this indicates our net worth is between INR 50 Million and INR 200 Million, (SMERA NSIC Scale), the next highest is “A” to get that our net worth will have to be more than 200 Million, year on year our net worth will be analysed and the rating will be revised